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@article{khalil2025-17a12141,
  author  = {Khalil, Mounaf Asaad and Hadid, Majed and Padmanabhan, Regina and Elomri, Adel and Kerbache, Laoucine},
  title   = {{An integrated Artificial Intelligence and optimization model for operational efficiency and risk reduction in Letter of Credit examination process}},
  journal = {Decision Analytics Journal},
  year    = {2025},
  doi     = {10.1016/j.dajour.2025.100552},
  url     = {https://doi.org/10.1016/j.dajour.2025.100552}
}